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Buy to Let Loans

What we do

Buy to Let. Without the stress.

stress testing

Pay rate
from 4.69% PA

Up to
75% LTV

Been stressed by PRA stress-testing? Not anymore.

With our flexible interest only Buy to Let products we’ve removed the stress from Buy to Let by requiring just 100% rental cover. No stress testing, no stress.

We put you and your clients in control with 2, 3 and 5-year products with low ERCs and just a 3 year tie in for our 5-year products. Loans start from £150,000 up to £15m and we’ll lend where others won’t.

Total transparency, total commitment to making BTL deals work.

Assets we like

  • Residential
  • Semi Commercial
  • MUFBs
  • HMOs
  • Above Commercial
  • Ex-Local Authority
  • AirBnB/Holiday Lets

Borrowers we like

  • First-time Buyers
  • First-time Landlords
  • Adverse Credit
  • Foreign Nationals
  • Expats
  • Professional Landlords
  • Limited and offshore companies

Generate Indicative BTL Terms

Use this simple tool to generate indicative terms for your Octane Buy to Let Loan in minutes

Guides, Loan Criteria and Application Forms

Buy to let lending guide

Buy to let product guide

Individual buy to let application form

Company buy to let application form