Our tailored Buy to Let solutions aren't like traditional lenders who have to underwrite to rigid, inflexible criteria. We've designed our solution to be completely flexible to support everyone from first time investors through to experienced landlords. We apply this flexibility to our interest options too, with the option to defer and retain shortfalls to assist in completing complex applications for all types of residential and semi-commercial properties (commercial element to be <30% by value). Each facility is tailored to provide an innovative and flexible approach with our view that no two loans are ever the same.
1st time landlords. Everyone starts somewhere. Lending is based on the borrower, property and the agents they intend to use
Large portfolios. For those who’ve been orphaned from banks and building societies or those who just need more flexibility
Equity release. Releasing funds at the end of a development for further investment or release against an investment property
Refinances. A straightforward facility secured fast without mountains of paperwork
Refinance post-development / Bridge. Allows a developer to sell properties on their timescale rather than the banks. We also allow the ability for the developer to let the properties they’re looking to hold before the 6 month ownership rules kick in
Rental shortfall/Low yielding properties. Where there’s a shortfall in rent, we can either retain some of the interest or the borrower can cover it from other sources of income.