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What we do

Buy to Let Loans

Buy to Let finance

Our tailored Buy to Let solutions aren't like traditional lenders who have to underwrite to rigid, inflexible criteria. We've designed our solution to be completely flexible to support everyone from first time investors through to experienced landlords. We apply this flexibility to our interest options too, with the option to defer and retain shortfalls to assist in completing complex applications for all types of residential and semi-commercial properties (commercial element to be <30% by value). Each facility is tailored to provide an innovative and flexible approach with our view that no two loans are ever the same.

What floats our boat

Fast decisions – applications are reviewed immediately, providing quick, credit backed solutions
Buy to Let from £150,000 to £25,000,000 and beyond
We lend to all types of structures including the unusual and complicated for example Individuals, Partnerships, Limited companies, Offshore companies and Trusts

All borrowers considered, including Foreign nationals and expats
Partially retained, serviced or any interest payment combination offering complete flexibility
Rental income to cover 100% of pay rate
We’re not a bank, so we don’t behave like one. We can consider adverse credit and help find a custom solution to help your client refinance or sell.

Example deals

1st time landlords. Everyone starts somewhere. Lending is based on the borrower, property and the agents they intend to use

Large portfolios. For those who’ve been orphaned from banks and building societies or those who just need more flexibility

Equity release. Releasing funds at the end of a development for further investment or release against an investment property

Refinances. A straightforward facility secured fast without mountains of paperwork

Refinance post-development / Bridge. Allows a developer to sell properties on their timescale rather than the banks. We also allow the ability for the developer to let the properties they’re looking to hold before the 6 month ownership rules kick in

Rental shortfall/Low yielding properties. Where there’s a shortfall in rent, we can either retain some of the interest or the borrower can cover it from other sources of income.