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Credit Manager (BTL)

Posted on Jan 27, 2020

About Octane Capital

Octane Capital is a multi-award winning FinTech property lender based in the heart of trendy Camden. Formed by a team of highly experienced industry professionals in 2017, Octane has become a leader in short-term property lending. By combining entrepreneurial thinking with customer-focused technology, Octane has already lent over £600m.

We offer loans up to 75% LTV on residential and commercial property on terms of up to 5 years. We are launching a new Buy-To-Let product which will be highly competitive and you will be at the forefront of selling.

About the BTL Credit Manager role

You will be working in a team that has received industry awards for service excellence (no pressure!). This is something we look for in all applicants and will train you to become even better. Deals come in thick and fast through the day, so you will be busy making things happen from the minute you get in! 

You will need strong administration and interpersonal skills, an eye for detail and plenty of drive. Two years’ minimum experience in mortgage credit/underwriting is a requirement. 

The role is to underwrite BTL loan applications by reviewing the credit files, liaising with lawyers and valuers, and communicating with brokers and borrowers. Essentially, you will be central to the business right in the heart of getting deals done. You will learn how to underwrite increasingly complex loans from very experienced Credit Managers. 

As a career path, we will work with you to become a broad based Credit Manager who can underwrite BTL, Bridging and Refurbishment deals yourself from inception to completion within 2 years of joining. 

Specific duties and main responsibilities

  • Review loan applications against credit criteria
  • Carry out credit searches and complete loan application file
  • Instruct Lawyers and Valuers
  • Progress deals through the credit process
  • Be the primary contact for brokers and borrowers
  • Keep data up-to-date on Octane’s internal systems

Outline of skills and experience required

  • A degree is preferable but not essential
  • Minimum 2 years’ working experience in mortgage credit/underwriting

Ready for adventure?

If you think you’ve got what it takes, then send us your CV.