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Careers

Senior Credit Manager

Posted on Jan 22, 2020

About Octane Capital

Octane Capital is a multi-award winning FinTech property lender based in the heart of trendy Camden. Formed by a team of highly experienced industry professionals in 2017, Octane has become a leader in short-term property lending. By combining entrepreneurial thinking with customer-focused technology, Octane has already lent over £600m.

We offer loans up to 75% LTV on residential and commercial property on terms of up to 5 years. We are launching a new Buy-To-Let product which will be highly competitive and you will be at the forefront of selling.


About the Senior Credit Manager role

You will be working in a team that has received industry awards for service excellence (no pressure!). This is something we look for in all applicants and will train you to become even better. Deals come in thick and fast through the day, so you will be busy making things happen from the minute you get in!

You will need strong administration and interpersonal skills, an eye for detail and plenty of drive. Five years’ minimum experience in bridging/short term finance.

The role is to underwrite large and complex loan applications by reviewing the credit files, liaising with lawyers and valuers, and communicating with brokers and borrowers. Essentially, you will be central to the business right in the heart of getting deals done. Whilst you will have your own deals from day one, you will learn how to underwrite increasingly complex loans (Offshore entities, developer exits, multi-million pound loans, and heavy refurbishment loans) from the Head of Credit.

As a career path, we will work with you to become a Manager of a credit team or product area specialist who can underwrite the most complex deals yourself from inception to completion within 2-3 years of joining.


Specific duties and main responsibilities

  • Review complex loan applications against credit criteria
  • Instruct and liaise with Lawyers and Valuers
  • Progress deals through the credit process to completion
  • Be the primary contact for brokers and borrowers
  • Learn how to underwrite the most complex loans that you are yet to have experience in (Offshore entities, developer exits, multi-million pound loans, and heavy refurbishment loans)


Outline of skills and experience required

  • A degree is preferable but not essential
  • Minimum 5 years’ working experience in mortgage credit/underwriting (2 years’ of which in bridging/short term finance)

Ready for adventure?

If you think you’ve got what it takes, then send us your CV.

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