Bridging Loans

Residential and Semi-commercial Bridging Finance

Bridging has been at the centre of what we do since our inception.

As specialists in short-term finance, we understand the need to complete bridging loans quickly and have the experience to make it happen.

Loan sizes: from £100,000 up to £15,000,000 (and beyond)
Asset types: All types of residential property and semi-commercial property
Max LTV: 70%
Rates: from 0.33% per month + BBR. Our rates track the Bank of England Base Rate

Terms: up to 18 months
Borrowers: we are flexible on borrower profile and can lend to: foreign nationals and ex-pats, first time buyers and landlords, off-shore companies and trusts and individuals with adverse credit.

PRE-PLANNING
BRIDGING LOANS

For developers buying property and seeking planning permission.

Once planning permission is in place Octane can offer refurbishment funding to cover the cost of works.

NON-MAINSTREAM BORROWERS

Including foreign nationals, ex-pats and borrowers with no credit footprint in the UK.

We can also consider offshore companies, LLP’s and Trust structures.

QUICK
COMPLETIONS

For borrowers who must complete on their purchases urgently.

This includes auction purchases and new-build purchases within their notice periods.

CAPITAL RAISING

For borrowers who want to raise funds against existing property to fund further property purchases.

SALES BRIDGES/DEVELOPMENT EXITS

For borrowers who need more time to finish/sell their new-build properties, including those under pressure from their existing lender.

SALE OF LOW YIELDING PROPERTY

For borrowers coming to term with their existing BTL lender, who need to sell as it will no longer fits within their new ICR requirements.